by Nick Bachusky | Nov 11, 2015 | Mortgage Trends
There are so many life situations that may happen that may prevent you from getting a mortgage with a “A lender” but that doesn’t mean you are out of options. Your credit score doesn’t depict everything you are and CMLS has created this...
by Nick Bachusky | Nov 10, 2015 | Uncategorized
So my number 1 recommendation if a life event has happened in which you are contemplating how you will pay for food for you and your family versus making a mortgage payment is contact me right away. That is what I am here for. As a mortgage advisor, I am not...
by Nick Bachusky | Nov 9, 2015 | Uncategorized
There are many good reasons right now to consider buying a vacation home in Canada. Some of them include the fact that the dollar is very advantageous for you right now, our interest rates are near all-time lows, and we have homes in any type of climate you may love...
by Nick Bachusky | Apr 27, 2015 | First Time Homebuying, Mortgage Trends, Uncategorized
The short answer is it usually is the larger of the Interest Rate Differential (IRD) or 3 months interest for a fixed rate mortgage and just the 3 months interest for a closed variable rate mortgages. According to the mortgage brokers sunshine coast, every lender...
by Nick Bachusky | Apr 23, 2015 | First Time Homebuying, Mortgage Trends
I was recently asked this question and it is a good one for sure. Working with The Mortgage Advisors and with the Verico back end allows me the capability of working with a very large number of lenders. Why is this a good thing? Well, all lenders have different rules...
by Nick Bachusky | Apr 3, 2015 | CMHC, First Time Homebuying
As of June 1, 2015, CMHC is increasing the Mortgage Insurance Default premium percentage for potential homeowners with less than 10% down payment from 3.15% of the mortgage amount to 3.6% of the mortgage amount. If you get your commitment to me or the lender before...
by Nick Bachusky | Mar 30, 2015 | Taxes
It is that fun time again when we get the chance to sit around and see where our money has gone and hopefully come up with some habits to save even more in the next year. As a mortgage advisor, I consistently explain to my clients that after their mortgage...
by Nick Bachusky | Mar 25, 2015 | First Time Homebuying, Taxes
This is important information that I want my clients and other clients that maybe were not reminded by their bank! A friendly reminder before you finish your taxes for 2014 and if you bought a home in 2014 to claim your $750 rebate. The HBTC assists first-time home...
