by Nick Bachusky | Nov 9, 2015 | Uncategorized
There are many good reasons right now to consider buying a vacation home in Canada. Some of them include the fact that the dollar is very advantageous for you right now, our interest rates are near all-time lows, and we have homes in any type of climate you may love...
by Nick Bachusky | Apr 27, 2015 | First Time Homebuying, Mortgage Trends, Uncategorized
The short answer is it usually is the larger of the Interest Rate Differential (IRD) or 3 months interest for a fixed rate mortgage and just the 3 months interest for a closed variable rate mortgages. According to the mortgage brokers sunshine coast, every lender...
by Nick Bachusky | Jan 21, 2015 | Uncategorized
So major financial news today in Canada. For the first time since April 2009, we saw the Bank of Canada decrease its key lending rate which has stayed at 1% since September 2010. Although this always sounds like a positive, I don’t think we should necessarily...
by Nick Bachusky | Dec 8, 2014 | Uncategorized
I want to be able to help all my clients present and future. What I saw when I was working at the bank was that they would just want you to tell your client that no we can’t help you, come back in a year when your credit is better. Increasing sales is...
by Nick Bachusky | Aug 15, 2014 | Condominums, Uncategorized
I recently had the privilege of attending a preview for the newest boutique bistro open at 101 Richmond Road across from the soon to be completed Q West condos. I am just so happy that there is a local owner, not just national chains in the bottom of the condos...
by Nick Bachusky | May 13, 2014 | First Time Homebuying, Uncategorized
As many of you know in my previous life before mortgages I worked at both TD and RBC as a financial advisor. I absolutely loved reading the financial news in the newspapers and applying it to my daily life with my clients. The banks did not value this as it was more...