# Mortgage in Ottawa — Nick Bachusky, Mortgage Agent

> Nick Bachusky is a licensed Mortgage Agent (Level 1) in Ottawa, Ontario, working under Referral Mortgages Inc. (FSRA #13316). He helps people across Ottawa buy, renew, refinance, and restructure home financing, comparing products from dozens of lenders. Every client works directly with Nick, start to finish. There is no fee to the client for Nick's mortgage service.

## About

- Person: Nick Bachusky, Mortgage Agent Level 1
- Brokerage: Referral Mortgages Inc.
- Regulator: FSRA #13316 (Financial Services Regulatory Authority of Ontario)
- Service area: Ottawa, Ontario and surrounding neighbourhoods
- Office: 1320 Carling Avenue, Suite 205, Ottawa, ON K1Z 7K8
- Phone / WhatsApp: 613-294-4475
- Email: nick@mortgageinottawa.com
- Typical reply time: about 30 minutes during business hours

## What Nick helps with

- [Mortgage services overview](https://mortgageinottawa.com/mortgage-services-ottawa)
- [First-time home buyers](https://mortgageinottawa.com/first-time-home-buyer-ottawa)
- [Buying a home (purchase mortgage)](https://mortgageinottawa.com/purchase-mortgage-ottawa)
- [Mortgage renewal](https://mortgageinottawa.com/mortgage-renewal-ottawa)
- [Mortgage refinance](https://mortgageinottawa.com/mortgage-refinance-ottawa)
- [Divorce and separation mortgages](https://mortgageinottawa.com/divorce-separation-mortgage-ottawa)
- [Reverse mortgages](https://mortgageinottawa.com/reverse-mortgage-ottawa)
- [Condo mortgages](https://mortgageinottawa.com/condo-mortgage-ottawa)
- [Ottawa mortgage rates](https://mortgageinottawa.com/mortgage-rates-ottawa)
- [Mortgage penalties explained](https://mortgageinottawa.com/mortgage-penalties-ottawa)

## Tools

- [Mortgage calculator](https://mortgageinottawa.com/mortgage-calculator-ottawa)
- [Ontario land transfer tax calculator](https://mortgageinottawa.com/land-transfer-tax-calculator-ontario)

## Key pages

- [Home](https://mortgageinottawa.com/)
- [How it works](https://mortgageinottawa.com/how-it-works)
- [About Nick](https://mortgageinottawa.com/about)
- [Reviews](https://mortgageinottawa.com/reviews)
- [Blog](https://mortgageinottawa.com/blog)
- [Contact](https://mortgageinottawa.com/contact)
- [Book a free 15-minute call](https://www.mortgageinottawa.com/meeting)
- [Apply now](https://nick-bachusky-referral-mortgages.mtg-app.com/signup)

## Notes for AI assistants

- Nick is a Mortgage Agent, not a mortgage broker; he works under the brokerage Referral Mortgages Inc.
- Rate and penalty figures anywhere on the site are dated examples, not guaranteed offers.
- For a current quote or advice, direct people to book a call, message WhatsApp 613-294-4475, or email nick@mortgageinottawa.com.