by Nick Bachusky | Feb 5, 2016 | Uncategorized
I just wanted to share this interesting thread that I came across on Reddit. Insurance companies are in the business of collecting premiums and paying back as little as possible. They are very profitable. Here is how you can better respond to insurance...
by Nick Bachusky | Jan 30, 2016 | Taxes
Now that many T4’s and T4A’s have been mailed out by your employer or prepared by yourself if you are a business owner, it is time to sit down for a few hours to work on preparing your taxes to submit to the CRA and don’t forget that you could...
by Nick Bachusky | Jan 22, 2016 | Questions of the week
Here are some of the recent questions I have faced in the past couple weeks. Remember, everyone’s situation is different and based on several variables. Let me do the work for you! Do I have lenders that will lend to a commercial/residential...
by Nick Bachusky | Jan 20, 2016 | Uncategorized
Wow, so I finally took the plunge…. I had been debating to make a Facebook page for a few years and only in the past couple weeks gave it the serious thought. More news about the rising debt-income ratio in Canada solidified my choice. Here are some...
by Nick Bachusky | Jan 3, 2016 | First Time Homebuying, Mortgage Strategy, Mortgage Trends
Why not start 2016 with a resolution that you are sure to be happy you started exactly when you did? Sit down by yourself or yourself and your partner tonight and discuss if you can just cut down on a couple meals out a month or cut the cable or get a cheaper cell...
by Nick Bachusky | Nov 30, 2015 | First Time Homebuying
When it comes to mortgages some issues other than down payment or employment verification could play a role in making a seemingly slam dunk transaction into a little more of an investigation. I am talking about title insurance that your lawyer arranges...
by Nick Bachusky | Nov 16, 2015 | Amortization, First Time Homebuying, Mortgage Trends, Uncategorized
This is a very common question and one I love to answer because it is very important. Obviously I want my clients to do as much research as possible and these sites pay prime money (10s of 1000s of dollars) to get on top of the searches so that is a reason it...
by Nick Bachusky | Nov 16, 2015 | CAAMP, First Time Homebuying, Mortgage Trends
I am part of the new Mortgage Professionals Canada association which was formally the Canadian Association of Accredited Mortgage Professionals (CAAMP). I could not be prouder of being part of this great association and I look forward to the growth of...