by Nick Bachusky | Mar 9, 2015 | Ottawa Development, Urban Planning
I recently had the pleasure of finishing the 2nd of the 2 Primer courses that the city of Ottawa puts on for free for their citizens. The two courses are offered a couple times throughout the year, you can subscribe to their newsletter HERE for updates. They are about...
by Nick Bachusky | Jan 27, 2015 | Closing Costs, First Time Homebuying
When I first started doing mortgages at the bank I knew maybe 5% of the knowledge I know now. We were never trained to fully invest ourselves in learning everything about such an important matter. The main thing we had to do was get the pre-approval done no...
by Nick Bachusky | Jan 27, 2015 | First Time Homebuying, Mortgage Trends
A realtor in Calgary asked 34 of the top mortgage experts what their best mortgage tips were. I am honoured to be included in this list of amazing tips. This is an excellent document that I highly recommend you read because it might answer some questions you have yet...
by Nick Bachusky | Jan 21, 2015 | Uncategorized
So major financial news today in Canada. For the first time since April 2009, we saw the Bank of Canada decrease its key lending rate which has stayed at 1% since September 2010. Although this always sounds like a positive, I don’t think we should necessarily...
by Nick Bachusky | Dec 8, 2014 | Uncategorized
I want to be able to help all my clients present and future. What I saw when I was working at the bank was that they would just want you to tell your client that no we can’t help you, come back in a year when your credit is better. Increasing sales is...
by Nick Bachusky | Dec 8, 2014 | Closing Costs, CMHC, First Time Homebuying
Genworth, a top default mortgage insurance provider in Canada, has a great mortgage option for the many parents of new students heading to the Universities and Colleges. The benefits of The members of the family must have proven good credit. Looking at the fees...
by Nick Bachusky | Nov 28, 2014 | First Time Homebuying
Congrats! I have updated you to tell you that all of your documents have been accepted and the mortgage documents have been forwarded to your lawyer. As you may know,I like to get this completed roughly 2-3 weeks ahead of your closing date (I love making...
by Nick Bachusky | Nov 14, 2014 | CMHC, First Time Homebuying, Mortgage Trends
The infographic that CMHC produced can be seen and downloaded at the bottom. The reason I write on this survey is because it helps me find the possible gaps in my business practice & allows me to continuously improve. It also motivates me to continue on everyday...